Loan product “Trade”

 

   First cycle Second cycle Third cycle Next cycles
 Size of loan (som):  350 – 3 000 350 – 6 000 350 – 12 000 350 – 20 000
 Term of loan: 3 – 12 month 3 – 12 month 3 – 12 month 3 – 12 month
 Interest rate: 3,5% 3,5% 3,5% 3,5%
 Grace period: 1 – 6 month 1 – 6 month 1 – 6 month 1 – 6 month
 Guarantee: necessary necessary necessary necessary
 Pledge: necessary necessary necessary notary
Application consideration term: Up to 3 days Up to 3 days Up to 3 days Up to 3 days

 

 

Loan product “Cattle breading”

 

First cycle Second cycle Third cycle Next cycles
 Size of loan (som):  350 – 3 000 350 – 6 000 350 – 12 000 350 – 20 000
 Term of loan: 3 – 12 month 3 – 12 month 3 – 12 month 3 – 12 month
 Interest rate: 3,5% 3,5% 3,5% 3,5%
 Grace period: 1 – 11 month 1 – 11 month 1 – 11 month 1 – 11 month
 Guarantee: necessary necessary necessary necessary
 Pledge: necessary necessary necessary notary
Application consideration term: Up to 3 days Up to 3 days Up to 3 days Up to 3 days

 

Loan product “Cultivation of agriculture products”

 

First cycle Second cycle Third cycle Next cycles
 Size of loan (som):  350 – 3 000 350 – 6 000 350 – 12 000 350 – 20 000
 Term of loan: 4 – 12 month 4 – 12 month 4 – 12 month 4 – 12 month
 Interest rate: 3,5% 3,5% 3,5% 3,5%
 Grace period: 1 – 11 month 1 – 11 month 1 – 11 month 1 – 11 month
 Guarantee: necessary necessary necessary necessary
 Pledge: necessary necessary necessary notary
Application consideration term: Up to 3 days Up to 3 days Up to 3 days Up to 3 days

 

Loan product “Customer service”

 

First cycle Second cycle Third cycle Next cycles
 Size of loan (som):  350 – 3 000 350 – 6 000 350 – 12 000 350 – 20 000
 Term of loan: 4 – 12 month 4 – 12 month 4 – 12 month 4 – 12 month
 Interest rate: 3,5% 3,5% 3,5% 3,5%
 Grace period: 1 – 6 month 1 – 6 month 1 – 6 month 1 – 6 month
 Guarantee: necessary necessary necessary necessary
 Pledge: necessary necessary necessary notary
Application consideration term: Up to 3 days Up to 3 days Up to 3 days Up to 3 days

 

Consumer loan

 

Size of loan: 600 – 10 000 somoni
Term of loan: 3 – 12 month
Pledge: 150% of pledge property
Guarantee: 1 person
Interest rate: 42% per annum
Application consideration term: Up to 3 days

 

List of necessary documents to receive a loan: 

  • Completed loan application;
  • Passport of the borrower with the TIN stamp;
  • Passport of the guarantor with the TIN stamp (if required);
  • Certificate of residence of the client and the guarantor;
  • Statement of wages, (covering 6 months) of the client and the guarantor;
  • Provision of collateral (for loans more than 5 thousand somoni);
  • Client’s patent or certificate (for loans for trade, production and services);
  • Land lease agreement if the land is leased (for agrocredit);
  • Certificate of land used by the client (for agrocredit).